Become A Customer
SOLUTİONS SPECİAL FOR YOU
OUR PRODUCTS AND SERVICES
SOLUTİONS SPECİAL FOR YOU
OUR PRODUCTS AND SERVICES
About Us
Participation Account Participation Account

Participation Account

Participation accounts are accounts in which funds collected within the framework of profit and loss partnership are shared between account holders and Vakıf Katılım.

What is Participation Account?

Participation Account is the type of account opened in line with the principles of participation banking, where the profit is shared within the framework of profit-loss partnership. Funds collected in Participation Accounts are used in the financing of trade, industry and service sectors in line with the principles of interest-free banking.

Features

Opening a Deposit Account

You can open a minimum monthly deposit account in TL, Dollar, Euro and Gold.

Profit Share Return

The profit share amount is determined at the end of the maturity, not at the beginning of the maturity.

Calculate Profit Share

TL
day
1 day 364 day
Gross Profit
2.845,39 TL
Net Amount to be Deposited to the Account
2.631,99 TL
Account Name
Gümüş
Gross Rate
%33,50
Net Rate
%30,99
Net Profit
2.631,99 TL

The results included in the calculation tool do not contain any commitment for the future. The calculation results are not binding for Vakıf Katılım Bankası A.Ş. in any case.

*To open a participation account with 98/2 profit sharing rate, which is special for our digital customers, you can become our customer 7/24 without going to our branches. Click for more details and to open account.

How to Apply?

I am Vakıf Katılım's customer
From Branch

You can apply for a Participation Account at our nearest Vakıf Katılım Branch.

Nearest Branch
From Mobile Branch

You can apply for a Participation Account from our mobile branch, which you can access easily and quickly.

Mobile Branch

If you already have a Vakıf Katılım account, you can open an account via Vakıf Katılım Internet and Mobile Branch without going to the branch.

It can be opened with a maturity of 1 month, 3 months, 6 months, 1 year, as well as 1 year and longer maturity with profit share payment. In addition, a flexible deposit account with a minimum of 32 days can be opened.

Money can be withdrawn from the Participation Account within the limits determined according to the account type, without changing the maturity date, and a profit share can be received at the end of the remaining amount.

Profit shares obtained from the participation account can be optionally added to the existing participation account or transferred to the current account.

You can open more than one participation account through Vakıf Katılım Branch, Internet and Mobile Branch channels.

You can view all your accounts free of charge from Vakıf Katılım ATM and Public Banks ATM, or block your accounts that you do not want to display, by selecting the desired overdraft numbers that you allow through Vakıf Katılım Branch, Internet and Mobile Branch channels.

All deposits and participation funds, except those belonging to official institutions in the custody of credit institutions, credit institutions and financial institutions, are insured by the Savings Deposit Insurance Fund.

Except for those belonging to official institutions, credit institutions and financial institutions, the total balance of current and participation accounts up to TL 650.000 is covered by insurance.

Other Account Types

All Products