Traffic Insurance

In order to get Compulsory Traffic Insurance, you can get an offer from our mobile application, internet branch or our nearest branch with the current license information including vehicle information.

In order to get compulsory traffic insurance, a proforma invoice with vehicle information is sufficient for new vehicles, and current license information is sufficient for second-hand vehicles.

• Nature of the license holder (natural/legal person)
• Purpose of use of the vehicle (automobile, van, minibus, etc.)
• Residence address for natural persons
• License plate province code for legal person license holders
• Past damage information of the license holder

• Traffic Insurance has a total of 9 no-claims bonus levels between 0-8.
• For a person who buys a vehicle for the first time, a policy is issued at tier 4 (no discount/no premium).
• Each year without damage, the tier increases as 5-6-7.
• For the 8^th tier, there must be no damage for at least 5 years.
• In case of each loss, the tier in the policy decreases to a lower tier.
• The 3^rd-2^nd-1^st and the 0^th tiers are damaged tiers for which additional premium is charged.

Compulsory Traffic Insurance is issued for a period of 1 year and a renewal offer can be received or policy renewal can be made 14 days before the policy expires. For policies that are not renewed on time, a 5% late fee is applied each month. This rate does not exceed 50%.

The compulsory traffic insurance policy must be issued on the day the vehicle is registered in your name.

Compulsory traffic insurance is a type of insurance that must be issued as a legal obligation. Vehicles are legally prohibited from wheeling off without traffic insurance. Otherwise, a traffic fine will be imposed and the vehicle will be impounded. Vehicle owners are also affected by the application of late fees if the compulsory traffic insurance is not taken out.

Since traffic insurance is a compulsory policy, optional cancellation is not possible. Policy cancellation can be made after the sale of the vehicle, after the death of the vehicle owner, after the vehicle is withdrawn from traffic or, if it is a renewal policy, before the renewal policy term begins.