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Frequently Asked Questions About Credit Insurance

  • Criteria to be used in the assessment of the risks with respect to buyers in favor of whom the guarantee is provided within the scope of credit insurance are determined by ERMC.
  • Both current buyers and potential new buyers to be collaborated during the policy period are analyzed and their risks are assessed. As a result of such risk measurement, each of the buyers is rated between “1 (Lowest Risk)” and “6 (Highest Risk)”.
  • A limit is allocated to the buyers rated between 1 to 5 based on the credit limits demanded.
  • Click to view detailed information about State-Backed Credit Insurance