Findeks Packages that you can buy with your Vakıf Katılım Credit Card are at Vakıf Katılım.
With Findeks service offered by the Credit Reference Agency, the person can learn his/her own risk report and credit rating, and can also benefit from the advantages of value-added products such as "My Rating Advisor", "Follower" and "Warning" without paying a fee.
Findeks Gold Consulting and Findeks Premium Package are Findeks Packages for personal use and the details are as follows.
Depending on your needs, you can make your Findeks membership via our branches, Internet Branch or Mobile Branch, and purchase packages from your account or with your Vakıf Katılım Credit Card.
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Findeks Gold Consulting Package
With Findeks Gold Consulting package, you can see your Findeks Credit Rating, the details of your loan products in all banks, financial change news, and get help from our consultants to improve your credit rating.
Risk Report with Rating: This is the report where you can see the details of your Findeks Credit Rating and your loan, credit card, overdraft accounts in all banks. Apart from yourself, you can view the Other Person Risk Report with the consent of the other person.
Warning: If the total debt and limit of your Findeks Credit Rating and loan, credit card and overdraft accounts in banks exceeds or falls below the amount you set, you can be notified instantly if a credit card application is made on your behalf.
My Rating Advisor: If you want to improve your Findeks Credit Rating, you can make an appointment with our advisors and benefit from special recommendations.
Findeks Premium Package
With Findeks Premium package, you can regularly monitor your Findeks Credit Rating and get special recommendations to improve your rating. Moreover, you can receive regular notifications for your financial life and digital security.
Risk Report: It is the report in which you can view the details of your Findex Credit Rating and that of credit, credit card and credit deposit accounts at all banks. You can view your Risk Report as well as Third-Party Risk Report of third parties after their consents.
Alert Service: You can receive an instant alert message if the Findex Credit Rating and total debt and limit of your credit, credit card and credit deposit accounts at all banks go above or fall below the determined amount and if a credit card application is made in your name.
Note Advisor: If you want to upgrade your Credit Rating; you can get an appointment from our consultants and get personalized suggestions.
Follower: You get instant warning message when your identity, credit card and contact details are found on internet and “dark web”. Thus, you can take necessary action to protect your information. Findex Credit Rating is a rating calculated based on payment habits, indebtedness status, new loan products and loan usage intensity of the individuals.
As Findex credit rating proceeds from 1 to 1900, risk level decreases.
How to calculate Findex Credit Rating?
Findex credit rating is calculated based on the factors below:
To view your own Credit Rating; you can purchase any of our Gold Consulting or Premium Packages and track your Findex Credit Rating score for 12 months.
Findex Risk Report
It is the report in which you can view the credit, credit card and credit deposit accounts at banks, check the total debt and limit details at banks and track payment habits and behaviors.
What you can learn with this product?
You can find all the information below in Findex Risk Report:
Third-Party Risk Report
Findex Risk Report is the report in which you can view the credit, credit card and credit deposit accounts of the individuals and institutions at banks, view their total debt and limit details at banks and track their repayment habits and behaviors. By purchasing Findex Risk Report, you can have knowledge about the repayment performance of your customers in loan products and about their loan product intensities while you carry out your business operations.
Third Party Risk Report Approval Process
To request Third Party Risk Report, you must login i-Branch or Mobile Branch and enter Tax ID No/TR ID No in Third Party Risk Report section. Approval of such person is requested via SMS. Such person enters “ONAY “YEAR OF BIRTH” and gives his/her consent to report generation. In case of such consent, you can securely make your own business decisions thanks to such financial performance reports.
With Vakıf Katılım Mobile Branch, you can carry out many banking transactions from your mobile devices with Android, İOS and Huawei operating systems in a fast and safe manner.