The housing account is opened in TL with a minimum maturity of 3 years and receives a profit share every year.
Housing account is a type of account that provides a high profit share with a profit sharing ratio of 95/5.
Payment periods can be monthly or quarterly.
Minimum and maximum limits and state contribution amounts are increased each year by the revaluation increase rate determined by the Ministry of Finance in relation to the previous year.
There is the right to delay the payment of maximum 3 times during a year for accounts with monthly payments, and to delay the payment maximum 1 time during a year for accounts with 3-month payments.
A maximum of two withdrawals per year are allowed
It cannot be opened as a joint account.
More than one housing account cannot be opened.
Housing Account Transfer is not possible.
Payments are minimum 1.576,31 TL, maximum 15.763,15 TL per month, and minimum 4.728,94 TL and maximum 47.289,47 TL in 3-month period.
You can deposit an amount up to 189.156,45 TL for once only on the account opening date.