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Customers who apply have the right to withdraw from the financing.

Customers who apply have the right to withdraw from the financing.

After the legal regulations, if the needs-based financing used is TRY 125,000 or less, the installment term is 36 months, if it is between 125,000 TRY and TRY 250,000, it is 24 months, and if it is over TRY 250,000, it is 12 months.

After the legal regulations, if the needs-based financing used is TRY 125,000 or less, the installment term is 36 months, if it is between 125,000 TRY and TRY 250,000, it is 24 months, and if it is over TRY 250,000, it is 12 months.

A late payment penalty is applied to the overdue debt amount in accordance with the conditions set by the Central Bank of the Republic of Turkiye (CBRT).

You can use need financing to renew your refrigerator that suddenly broke down, to buy your child a laptop he/she will need at school, to get the language education you want so much, or for that trip you dream of. Just come with a proforma invoice for the product/service you purchased! 

You can follow your financing applications 24/7 via Vakıf Katılım Mobile application and be informed about the process.

You can follow your financing applications 24/7 via Vakıf Katılım Mobile application and be informed about the process.

Needs-baseed financing is permissible according to the principles of participation banking. There is no harm in its utilization. 

Needs-Based Financing is not provided in cash. Payments are made to sellers in return for the purchase of goods and services. Consumer loans, on the other hand, are not applied in our bank because they are not in accordance with the principles of participation banking. 

It is a shopping financing offered by Vakıf Katılım that offers practical solutions to your individual needs. It is financing for your needs based on participation principles with favorable profit rates.