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There is no exemption period for death coverage. For critical disease coverage, a 90-day exemption period is applied at the start of the insurance.

If any compensation is paid from the death coverage and Dangerous Diseases coverage included in the Dangerous Diseases Insurance, the policy expires. In this case, it is not possible to pay compensation from both coverages.

Critical disease compensation is paid in case of the occurrence of one of the specified diseases (cancer, heart attack, stroke). In the event of more than one condition covered by the coverage, payment is made only once and for the first condition. Life Insurance with Critical Disease Coverage does not include treatment costs. Critical Illness Insurance is not a health insurance and does not cover treatment expenses. Within the scope of this insurance, your health expenses are not paid as they occur, but as a lump sum payment at once.