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Group Supplementary Health Insurance Group Supplementary Health Insurance

Group Supplementary Health Insurance

Take out Vakıf Katılım Supplemental Health Insurance policy to protect the health of you and your loved ones.

What is Group Supplemental Health Insurance?

It is health insurance which ensures the participants to make use of services offered by private hospitals which have a contract with SGK without making any additional payments and to receive high standards of medical services with low premiums. The participants only pay SGK participation fee to the private hospital. This fee is 15 TRY for the year 2021. Within the scope of this policy; only Inpatient Treatment (IT) or both Inpatient Treatment and Outpatient Treatment (IT+OT) coverages are offered.

What is the content of Supplemental Health Insurance?

Outpatient Treatment Coverage

  • Medical examination by physician (10 times a year except for follow-up examinations)
  • Diagnostic examinations,
  • Analysis and X-Ray,
  • Physical Rehabilitation,

Inpatient Treatment Coverage

  • Surgical and internal hospitalization,
  • Intensive care,
  • Chemotherapy, radiotherapy, dialysis treatment
  • Minor intervention/treatment costs,
  • Special medical equipment, (TRY 30.000 in a year)
  • Artificial limb, (TRY 10.000 in a year)
  • Standard single room, food and companion fees,
  • Ambulance,

Who can benefit from Supplemental Health Insurance?

  • Participants under age 59 can be included in the coverage.
  • If only Inpatient Treatment (IT) plan is purchased, children between ages 0 to 5 can be insured and children between ages 6 to 17 can be insured alone.
  • If the children between ages 0 to 5 purchases Inpatient Treatment (IT + Outpatient Treatment (OT) plan, they can be insured with their parents.

Advantages

  • More affordable premiums when compared to private health insurances,
  • Suitable for every income group,
  • It offers the opportunity to make use of the services offered by private hospitals with low premiums,
  • If general health insurance offered by SGK is not active, the participant cannot benefit from policy coverages. When general health insurance turns into active status, policy coverages become effective,
  • Policy renewal period is maximum 30 days after its expiration.
  • Inpatient treatment expenses are beyond the scope of the coverage for 60 days following the commencement of the insurance policy irrespective of the sudden or accidental cause of disease.
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