FAST, easy and fast money transfer, is free of charge at Vakıf Katılım.
Your expenditures are under your control with VKart Business!
FAST, easy and fast money transfer, is free of charge at Vakıf Katılım.
Your expenditures are under your control with VKart Business!
Let's evaluate your savings in both our participation accounts and rental certificates to earn you more.
The Earnings Account is a type of account that combines a participation account and a lease certificate investment, providing a regular return while making the most of your savings.
A minimum of 10,000 TL is required to open an account. Only natural persons can open an account. The account can be opened in Turkish Lira with a minimum term of 31 days. 50% of the account is allocated to a Participation Account and 50% to a Lease Certificate investment. The Participation Account has a 98/2 profit-sharing ratio.
The minimum investment amount is 10,000 TL. The maximum investment amount is 10,000,000 TL.
The minimum term of the Earnings Account is 31 days.
Account opening and closing procedures can be carried out through our branches. In addition, customers who become our clients after August 1, 2025, will also be able to open accounts through digital channels.
Opening and closing procedures of the Earnings Account can only be carried out on business days between 8:30 a.m. and 4:30 p.m.. Account opening and closing procedures can be completed through our branches. In addition, customers who become our clients after August 1, 2025, will also be able to open accounts through digital channels.
After the account is opened, even on the same day, no additional deposits can be made. To make a new investment, a new Earnings Account must be opened. If sufficient lease certificates are available at the end of the term, the account is automatically renewed. Partial withdrawals during the term are not allowed. Transactions can only be made by closing the account. If the account is closed before maturity, only the principal amount will be paid.
The returns on Lease Certificates held in the Investment Account are subject to a 15% withholding tax. For Participation Accounts, the current taxation principles apply.
Ratios 50% of the account is allocated to a Participation Account and 50% to a Lease Certificate investment.
With the Earnings Account, you can now earn both participation profit shares and lease certificate returns through a single account. This allows you to grow your savings in a more balanced, advantageous, and high-yield way.
Account opening and closing procedures can be carried out through our branches. In addition, customers who become our clients after August 1, 2025, will also be able to open accounts through digital channels.
Customers can open a Earnings Account by visiting the nearest Vakıf Katılım branch with their identification documents.
Customers who become our clients after August 1, 2025, will also be able to open accounts through digital channels.
It is suitable for anyone who wants to earn regular returns and invest in accordance with interest-free finance principles.
A portion of your savings is held in a Participation Account and the other portion in Lease Certificates, allowing you to earn both profit shares and leasing income.
It is an account type that provides regular returns, created through participation accounts and investment in lease certificates. 50% of the account is allocated to a Participation Account and 50% to a Lease Certificate investment.
It offers returns in line with interest-free finance principles, combining participation profits and lease certificate income, distinguishing it from conventional deposit accounts.
In the case of early closure, only the principal amount is refunded, no profit is earned.
If the account is not automatically renewed at maturity, the principal and any earned profits are transferred to the customer’s account.
Yes, a customer can open more than one Earnings Account.
No, there is no difference in terms of features between accounts opened through branches and those opened through digital channels.
At the branch, it is done by presenting identification, while on digital channels, it is done after entering a password within the mobile application.
No, there are no additional fees or commissions for opening or maintaining the account.
If the account is renewed at maturity, current rates will apply.
If the account is renewed at maturity, current rates will apply.